Posts with tag 'advice'

Our hearts are with all of those who have been displaced and are dealing with loss of all kinds in the aftermath of Hurricane Helene, Hurricane Milton and other severe weather events. Given this recent storm activity, we felt it is worth sharing some helpful information to homeowners in regards to what property insurance covers and does NOT cover related to water events.  We would like to thank Allstate Insurance agent Whitwell Kelly for his contributions to this article.

"What does m...

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This Feels Illegal to Know…

How to Remove PMI Using a Home Appraisal or Broker's Price Opinion

Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you purchased your home with a down payment of less than 20%. Fortunately, if your home has appreciated in value due to market conditions or improvements, you might be eligible to remove PMI by demonstrating increased equity. Here's a guide on how to leverage a home appraisal or broker's price opinion to eliminate PMI.

* Understanding PMI and Its Impact

PMI is designed to protect lenders in case o...

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Flipping Houses

Investing can take all different forms. It can be as simple as taking care of your home and being willing to move every couple years as your home appreciates, to renovating an entire home and flipping it for a profit. My husband and I never intended to get into flipping houses, but the opportunity somewhat fell into our lap and we decided to run with it.

How it started:
My husband and I were travel nurses. When we first started traveling, we had a house that we rented. As a travel nurse, part of our income was our hourly pay, but the other part was a housing, gas, travel, and meal stipend that remained tax-free as long as we maintained a tax residence elsewhere. It didn't make sense to continue to pay rent on a house we technically weren't living in,...

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As REALTORS, we are often asked by buyers, "Are the schools good here?"

Also, as REALTORS, we know to be careful in responding to this question. We adhere to a strict Code of Ethics, which understandably prevents us from saying anything that may hint of steering a buyer toward or away from a community based on race, color, religion, gender, disability, familial status or national origin. Further explained by the National Association of REALTORS, "Referring to a school system as 'good' or 'bad' could be code for racial or other demographic differences."

As a mother, I understand why someone searching for a home in a new area might ask this question. Before I had my first child, I established four objectives for my job as parent, and one of those was to ensure my...

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My current obsession is wallpaper. I've spent plenty of money and time in the past removing old/outdated wallpaper. However, with today's wallpaper trends, it can be such a fantastic way to add personality and style to any space. My personal favorite current trends are to use the Nature -Inspired Designs and Ceiling Wallpaper. 

Wallpaper is indeed experiencing a resurgence in the interior design world, and it's bringing with it a host of exciting trends that can transform any space. Here are some ideas and tips to help you get started with using wallpaper creatively:

Types of Wallpaper

• Traditional Wallpaper: Comes in a wide variety of patterns, colors, and textures.
• Peel and Stick: Easy to apply and remove, perfect for rente...

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